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How to Contact
the 3 Major Credit Reporting Agencies
Even if you don't have a poor credit history, it's a good idea to
conduct your own credit check-up, especially if you're planning a
major purchase, such as a home or car. Checking in advance on the
accuracy of the information in your credit report could speed the
credit-granting process.
You're entitled to one free report a year if you can prove that (1)
you're unemployed and plan to look for a job with 60 days, (2) you're
on welfare, or (3) your report is inaccurate because of fraud.
Otherwise, a credit bureau may charge you up to $12.00 for a copy of
your report.
Credit bureaus usually are listed in the yellow pages of your
telephone book under "credit reporting agencies." Three large national
credit bureaus supply most credit reports: Equifax, Experian and Trans
Union. You may want to contact each of them for a copy of your report.
Equifax
1-800-685-1111
 www.equifax.com
Experian
1-888-EXPERIAN (397-3742)
www.experian.com
Trans Union
1-800-916-8800
www.transunion.com |
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